Sunday, December 31, 2006
INSPIRING INDIANS ! ! ! series.
Hello friends , I am starting a new series about all those INDIANS who against all odds have excelled in their own fields and set an example for the others to follow. The most appropriate person to start this list is none other than Dr. A.P. J. Abdul Kalam, the PRESIDENT OF INDIA. Avul Pakir Jainulabdeen Abdul Kalam is his full name and is one of the most learned president INDIA has ever had.He has specialised in Aeronautical Engineering from Madras Institute of Technology and has been instrumental in developing missile technology.Dr. KALAM made significant contribution as Project Director to develop INDIA's indigenous satellite launch vehicle ( SLV III ) which launched first satellite in near earth orbit in JULY 1980 to make INDIA select member of SPACE CLUB. Dr. KALAM worked with ISRO ( INDIAN SPACE RESEARCH ORGANISATION) for two decades and gave his invaluable contribution to develop indigenous satellite launch vehicles - PSLV and GSLV . He was responsible in development of INDIA's strategic missile armour - PRITHVI and AGNI missiles which forms a major part of INDIA' s defence to deter any hostility against INDIA by enemies.He also was scientific advisor to defence minister and helped in POKHRAN II in may 1998.
Dr. KALAM became the 11th PRESIDENT of INDIA on 25th JULY 2002. A Muslim PRESIDENT nominated by BJP ; this was perfect epitome of secularism in INDIA . This and many such events have proved time and again the secular nature of this country.
This is the most brief introduction about our beloved president - Dr. A.P.J. ABDUL KALAM, I will continue with this series in my next blog.
Dr. KALAM became the 11th PRESIDENT of INDIA on 25th JULY 2002. A Muslim PRESIDENT nominated by BJP ; this was perfect epitome of secularism in INDIA . This and many such events have proved time and again the secular nature of this country.
This is the most brief introduction about our beloved president - Dr. A.P.J. ABDUL KALAM, I will continue with this series in my next blog.
Tuesday, December 26, 2006
RTI - A WEAPON TO FIGHT CURRUPTION.
| WHAT IS RIGHT TO INFORMATION ACT? | ||||||||||||||||||||||||||||||||||
| It came into force on the 12th October, 2005 (120th day of its enactment on 15th June, 2005). Some provisions have come into force with immediate effect viz. obligations of public authorities , designation of Public Information Officers and Assistant Public Information Officers , constitution of Central Information Commission , constitution of State Information Commission , non-applicability of the Act to Intelligence and Security Organizations and power to make rules to carry out the provisions of the Act. | ||||||||||||||||||||||||||||||||||
| JURISDICTION AREA : | ||||||||||||||||||||||||||||||||||
| The Act extends to the whole of India except the State of Jammu and Kashmir. | ||||||||||||||||||||||||||||||||||
| WHAT IS INFORMATION ? | ||||||||||||||||||||||||||||||||||
| Information means any material in any form including records, documents, memos, e-mails, opinions, advices, press releases, circulars, orders, logbooks, contracts, reports, papers, samples, models, data material held in any electronic form and information relating to any private body which can be accessed by a public authority under any other law for the time being in force but does not include "file notings". | ||||||||||||||||||||||||||||||||||
| What does Right to Information mean? | ||||||||||||||||||||||||||||||||||
It includes the right to -
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Wednesday, December 20, 2006
India Has Killed 10 Million Girls in 20 Years
Girls Are Considered a Burden in Sections of Indian Society
Dec. 15, 2006 — Ten million girls have been killed by their parents in India in the past 20 years, either before they were born or immediately after, a government minister said on Thursday, describing it as a "national crisis".
A UNICEF report released this week said 7,000 fewer girls are born in the country every day than the global average would suggest, largely because female foetuses are aborted after sex determination tests but also through murder of new borns.
"It's shocking figures and we are in a national crisis if you ask me," Minister for Women and Child Development Renuka Chowdhury told Reuters.
Girls are seen as liabilities by many Indians, especially because of the banned but rampant practice of dowry, where the bride's parents pay cash and goods to the groom's family.
Men are also seen as bread-winners while social prejudices deny women opportunities for education and jobs.
"Today, we have the odd distinction of having lost 10 million girl children in the past 20 years," Chowdhury told a seminar in Delhi University.
"Who has killed these girl children? Their own parents." In some states, the minister said, newborn girls have been killed by pouring sand or tobacco juice into their nostrils.
"The minute the child is born and she opens her mouth to cry, they put sand into her mouth and her nostrils so she chokes and dies," Chowdhury said, referring to cases in the western desert state of Rajasthan.
"They bury infants into pots alive and bury the pots. They put tobacco into her mouth. They hang them upside down like a bunch of flowers to dry," she said.
"We have more passion for tigers of this country. We have people fighting for stray dogs on the road. But you have a whole society that ruthlessly hunts down girl children."
According to the 2001 census, the national sex ratio was 933 girls to 1,000 boys, while in the worst-affected northern state of Punjab, it was 798 girls to 1,000 boys.
The ratio has fallen since 1991, due to the availability of ultrasound sex-determination tests.
Although these are illegal they are still widely available and often lead to abortion of girl foetuses.
Chowdhury said the fall in the number of females had cost one percent of India's GDP and created shortages of girls in some states like Haryana, where in one case four brothers had to marry one woman.
Economic empowerment of women was key to change, she said. "Even today when you go to a temple, you are blessed with 'May you have many sons'," she said.
"The minute you empower them to earn more or equal (to men), social prejudices vanish."
The practice of killing the girl child is more prevalent among the educated, including in upmarket districts of New Delhi, making it more challenging for the government, the minister said.
"How do we tell educated people that you must not do it? And these are people who would visit all the female deities and pray for strength but don't hesitate to kill a girl child," she said.
visit http://http://www.abcnews.go.com/Health/story?id=2728976&page=1
Girls Are Considered a Burden in Sections of Indian Society
Dec. 15, 2006 — Ten million girls have been killed by their parents in India in the past 20 years, either before they were born or immediately after, a government minister said on Thursday, describing it as a "national crisis".
A UNICEF report released this week said 7,000 fewer girls are born in the country every day than the global average would suggest, largely because female foetuses are aborted after sex determination tests but also through murder of new borns.
"It's shocking figures and we are in a national crisis if you ask me," Minister for Women and Child Development Renuka Chowdhury told Reuters.
Girls are seen as liabilities by many Indians, especially because of the banned but rampant practice of dowry, where the bride's parents pay cash and goods to the groom's family.
Men are also seen as bread-winners while social prejudices deny women opportunities for education and jobs.
"Today, we have the odd distinction of having lost 10 million girl children in the past 20 years," Chowdhury told a seminar in Delhi University.
"Who has killed these girl children? Their own parents." In some states, the minister said, newborn girls have been killed by pouring sand or tobacco juice into their nostrils.
"The minute the child is born and she opens her mouth to cry, they put sand into her mouth and her nostrils so she chokes and dies," Chowdhury said, referring to cases in the western desert state of Rajasthan.
"They bury infants into pots alive and bury the pots. They put tobacco into her mouth. They hang them upside down like a bunch of flowers to dry," she said.
"We have more passion for tigers of this country. We have people fighting for stray dogs on the road. But you have a whole society that ruthlessly hunts down girl children."
According to the 2001 census, the national sex ratio was 933 girls to 1,000 boys, while in the worst-affected northern state of Punjab, it was 798 girls to 1,000 boys.
The ratio has fallen since 1991, due to the availability of ultrasound sex-determination tests.
Although these are illegal they are still widely available and often lead to abortion of girl foetuses.
Chowdhury said the fall in the number of females had cost one percent of India's GDP and created shortages of girls in some states like Haryana, where in one case four brothers had to marry one woman.
Economic empowerment of women was key to change, she said. "Even today when you go to a temple, you are blessed with 'May you have many sons'," she said.
"The minute you empower them to earn more or equal (to men), social prejudices vanish."
The practice of killing the girl child is more prevalent among the educated, including in upmarket districts of New Delhi, making it more challenging for the government, the minister said.
"How do we tell educated people that you must not do it? And these are people who would visit all the female deities and pray for strength but don't hesitate to kill a girl child," she said.
visit http://http://www.abcnews.go.com/Health/story?id=2728976&page=1
Sunday, December 17, 2006
HAS INDIAN MEDIA LOST THE RELEVANCE ? ?
On Tuesday a news swept across all the news channels 'Sanjay Datt relieved by the court'. 'Sirf Munna Not a bhai' '13 saal ka vanvaas khatam' 'alhough found guilty for possession of armory, Sanjay can breath sigh of relief as all the TADA charges against him are withdrawn' And then many experts like Salman khan saying 'He is a good person. We knew he will come out clean' Mr. Big B 'Datt family and our family have relations for years he's a good kid. He is like elder brother to abhishek'. His sister priya Datt 'we can sleep well tonight…it's a great relief' In other news, Parliament was mad at Indian team for performing bad; Greg chapel said something …..; Bomb scare in gorakhpoor express; and Shah Rukh Khan replaces Big B in KBC and Sonia asked PM to consider reducing petroleum prices (I wonder who's the PM …anyways that is not the topic so leave it…) But most of the emphasis was given on Sanjay Datt's "phoenix like" comeback from the ashes of terrorist charges. Surfing through the channels, one news on BBC startled me, it read, Hisbul Mujahidin's Most wanted terrorist 'Sohel Faisal' killed in anantnag, India. Indian Major leading the operation lost his life in the process. Four others are injured. It was past midnight, I started visiting the Indian channels, the ones who are 'Sabse TEZ', but Sanjubaba was still ruling. They were telling How Sanjubaba pleaded to the court saying 'I am the sole bread earner for my family' 'I have a daughter who is studying in US who will look after her'. And then they showed how sanjubaba was not wearing his lucky blue shirt while he was hearing the verdict. Also how he went to every temple and prayed for last some months. A suspect in Mumbai bomb blasts, convicted under armory act…..was being made into a hero. Sure Sanjubaba has a daughter; sure sanjubaba did not do any terrorist thing as in bombing some place or hijacking an airplane etc. Possessing an AK47 is considered too elementary in terrorist community and also one who possesses an AK47 has a right to possess a pistol so that again is not such a big crime; Sure sanjubaba went to all the temples; Sure he did a lot of gandhigiri but then….., people… please read on……. Major Manish H Pitambare got the information from his sources about the terrorists' whereabouts. Wasting no time he attacked the camp killed the Hisbul mujahidin's suprimo and in the process lost his life….. To the bullets fired from an AK47…… He has a wife and a daughter (just like sanjubaba), age …..18 months. Major Manish never said 'I have a daughter' …before he took the decision to attack the terrorist hide out in the darkest of nights? He never thought about having a family and he being the bread earner No news channel covered this since they were too busy hyping a former drug addict, an actor in real and reel life, a suspect who's linked to bomb blasts which killed hundreds. Their aim was to show how he defied the TADA charges and they were so successful that his conviction in possession of armory had no meaning. They also concluded that his parents in heaven must be happy and proud of him…… Parents of Major Pitambare are still on this earth and they have to live rest of their lives without their beloved son. His daughter won't ever see her papa again. Definition of a Star has changed Major… it really has. So sanjubaba always has a gun in every one of his movies then in real life if he has an AK47 then what's the big deal we are used to see him with some ammunition without it he's just a 49yr old hero so he did it for us…..so that we feel normal; Even if one of the bullets from one of such AK47's took a Real Star's life ……. but sir bole toh ….. tension nahi leneka. Aapun ko thoda bura laga. Apun pure din aapke baarein mein socha. Sach bataun kya aapun dukhi matlab ki senty ho gaya isliye ye likha. Baaki sanjubaba…..bole toh… congrats…aapko salmaan bhai ne kya certificate diya hai …ekdum raaapchik… kal jab unka case (haan woich hiran ki shikar wala) aaye toh aap bhi aisaich bolna unke baarein mein. Abhi aaj paper mein aaya ki woh parliament mein 'lagey raho munnabhai' dikhane wale ….us din dekhna bhai…… pure parliament mein sab saarein sansad honge. koi walk out nahi karega par bhai uska koi gurantee nahi hai kya pata …..agar hamare sansad indian cricket team ke selection pe lad padein?...... Kya bhaai point hain naa ? AAre haan apun ko yaad aaya ….woh sansad pe hamla karnewala koi afzal tha ….use abhi fasi hui …ya nahi hui …..jaane do apun ko kya…… kuch log marein ….. sansad ko bachatein hue …but bhai unki daughters toh india mein hich sikhti hain naa aapke jaise amerika mein nahi toh tension nahi leneka……… Sorry major, wo kya hai naa logon ko shudh hindi samztich nahi aajkal bole toh logon ka hriday parivartan hone ke liye aisahich likhna padta hai. But major….. ab ye kaise hoga aaapun ko nahi pata log boley saala lagey raho dekhke puri janta ab change hoegi koi rastein mein nahi thukega ….. koi zhut nahi bolega koi kisi ko pareshaan nahi karega desh mein gandhigiri aayegi…. par major apun ko doubt hai….. pata hain kyon ? ….. rang de basanti aayi thi tab bhi log aisehich kuch toh bolein they… Finally Sir, to my generation there is no greater hero than one who laid his life in the name of this great nation. Hence Sir, I salute you. You are the real Star, Vande mataram.
Tuesday, December 05, 2006
TRUTH ABOUT INDIA! ! REASONS TO BE PROUD OF YOUR COUNTRY!
Some of the following facts may be known to you. These facts were recently published in a German magazine, which deals with WORLD HISTORY FACTS ABOUT INDIA
1. India never invaded any country in her last 1000 years of history.
2. India invented the Number system. Zero was invented by Aryabhatta.
3. The world's first University was established in Takshila in 700BC. More than 10,500 students from all over the world studied more than 60 subjects.. The University of Nalanda built in the 4th century BC was one of the greatest achievements of ancient India in the field of education.
4. According to the Forbes magazine, Sanskrit is the most suitable language for computer software.
5. Ayurveda is the earliest school of medicine known to humans.
6. Although western media may portray modern images of India as poverty stricken and underdeveloped country and political corruption, India was once the richest empire on earth.
7. The art of navigation was born in the river Sindh 5000 years ago. The very word "Navigation" is derived from the Sanskrit word NAVGATIH.
8. The value of pi was first calculated by Budhayana, and he explained the concept of what is now known as the Pythagorean Theorem. British scholars have last year (1999) officially published that Budhayan's works dates to the 6th Century which is long before the European mathematicians.
9. Algebra, trigonometry and calculus came from India . Quadratic equations were by Sridharacharya in the 11th Century; the largest numbers the Greeks and the Romans used were 106 whereas Indians used numbers as big as 10 53.
10.. According to the Gemological Institute of America, up until 1896, India was the only source of diamonds to the world.
11. USA based IEEE has proved what has been a century-old suspicion amongst academics that the pioneer of wireless communication was Professor Jagdeesh Bose and not Marconi.
12. The earliest reservoir and dam for irrigation was built in Saurashtra.
13. Chess was invented in India .
14.. Sushruta is the father of surgery. 2600 years ago he and health scientists of his time conducted surgeries like cesarean section, cataract, fractures and urinary stones. Usage of anaesthesia was well known in ancient India .
15. When many cultures in the world were only nomadic forest dwellers over 5000 years ago, Indians established Harappan culture in Sindhu Valley ( Indus Valley Civilisation).
16. The place value system, the decimal system was developed in India in 100 BC.
1. India never invaded any country in her last 1000 years of history.
2. India invented the Number system. Zero was invented by Aryabhatta.
3. The world's first University was established in Takshila in 700BC. More than 10,500 students from all over the world studied more than 60 subjects.. The University of Nalanda built in the 4th century BC was one of the greatest achievements of ancient India in the field of education.
4. According to the Forbes magazine, Sanskrit is the most suitable language for computer software.
5. Ayurveda is the earliest school of medicine known to humans.
6. Although western media may portray modern images of India as poverty stricken and underdeveloped country and political corruption, India was once the richest empire on earth.
7. The art of navigation was born in the river Sindh 5000 years ago. The very word "Navigation" is derived from the Sanskrit word NAVGATIH.
8. The value of pi was first calculated by Budhayana, and he explained the concept of what is now known as the Pythagorean Theorem. British scholars have last year (1999) officially published that Budhayan's works dates to the 6th Century which is long before the European mathematicians.
9. Algebra, trigonometry and calculus came from India . Quadratic equations were by Sridharacharya in the 11th Century; the largest numbers the Greeks and the Romans used were 106 whereas Indians used numbers as big as 10 53.
10.. According to the Gemological Institute of America, up until 1896, India was the only source of diamonds to the world.
11. USA based IEEE has proved what has been a century-old suspicion amongst academics that the pioneer of wireless communication was Professor Jagdeesh Bose and not Marconi.
12. The earliest reservoir and dam for irrigation was built in Saurashtra.
13. Chess was invented in India .
14.. Sushruta is the father of surgery. 2600 years ago he and health scientists of his time conducted surgeries like cesarean section, cataract, fractures and urinary stones. Usage of anaesthesia was well known in ancient India .
15. When many cultures in the world were only nomadic forest dwellers over 5000 years ago, Indians established Harappan culture in Sindhu Valley ( Indus Valley Civilisation).
16. The place value system, the decimal system was developed in India in 100 BC.
Friday, December 01, 2006
MUMBAI VISITS STONE AGE ! ! SHAMEFUL ! !
How can MAHARASHTRIANS who are supposed to be one of the most civilised population in the country behave so irresponsibly. More than 4 people have lost their lives i
This is definitely not a good sign and we must try to avoid such incidences in future . Or we should be prepared for losing all the possible opportunities of development. I don't want to say that such incidences should be altogether neglected but we should understand the motive of these antisocial elements to spread a feeling of insecurity between the INDIANS amongst themselves. We should show some prudence and understand the motive of antisocial elements . Rioting and arson like yesterday only show that we have become intolerant and indirectly serving the purpose of these antisocial elements.
It is very disheartening to see DECCAN QUEEN be torched irresponsibly. I pray to god that such incidences are not repeated in future.
Link
Wednesday, November 29, 2006
HOW MIROFINANCE is HELPING POOR INDIANS !
This is a story of a poor INDIAN FAMILY living in the poorest conditions where any finance from a conventional bank was impossible to come by and the credit provided by private money lenders was nothing but a trap with no escape route. At this point PENTAMMA mother of two leaving with husband who earned Rs.30(O.69 $) was given a loan by a voluntary organisation - SKS (SWAYAM KRISHI SANGAM) to start her own new venture to earn a living and she succeeded and now lives a conservative but respected life on her own .This is a story of PENTAMMA from a nondescript village in INDIA. Today she lives a life where she supports the family and also inspired other ladies in village and formed a self help group.
Tuesday, November 28, 2006
MICROFINANCE - A NEW TOOL TO FIGHT POVERTY!
ABOUT MICROFINANCE AND MICROCREDIT
History — Microfinance emerged in the 1970s as social innovators began to offer financial services to the working poor — those who were previously considered “un-bankable” because of their lack of collateral. Once given the opportunity, not only did clients of MFIs expand their businesses and increase their incomes, but their high repayment rates demonstrated that the poor are capable of transforming their own lives given the chance. This model of lending disproved all conventional thinking. Microfinance was born. Since then, microfinance has become one of the most sustainable and effective tools in the fight against global poverty.
ABOUT MICROFINANCE AND MICROCREDIT
History — Microfinance emerged in the 1970s as social innovators began to offer financial services to the working poor — those who were previously considered “un-bankable” because of their lack of collateral. Once given the opportunity, not only did clients of MFIs expand their businesses and increase their incomes, but their high repayment rates demonstrated that the poor are capable of transforming their own lives given the chance. This model of lending disproved all conventional thinking. Microfinance was born. Since then, microfinance has become one of the most sustainable and effective tools in the fight against global poverty.
How microfinance works — The most common microfinance product is a microcredit loan — usually less than $100. These tiny loans are enough for hardworking micro-entrepreneurs to start or expand small businesses such as weaving baskets, raising chickens, or buying wholesale products to sell in a market. Income from these businesses provides better food, housing, health care and education for entire families, and most important, additional income provides hope for a better future.
In addition, the poor, like all of us, need a secure place to save their money and access to insurance for their homes, businesses and health. Microfinance institutions (MFIs) are now innovating to help meet these needs, empowering the world’s poor to improve their own lives.
The global repayment rate for microcredit loans is higher than 95 percent, which allows MFIs to re-lend these funds to even more clients. By giving the world’s poor a hand up, not a handout, microfinance can help break the cycle of poverty in as little as a single generation.
DETAILS ABOUT MICROFINANCE
The traditional banking system requires that a borrower have collateral to receive a loan. The world’s poorest people have no such collateral. Further, traditional banks are not generally interested in issuing small loans — $50 to $150 — as the interest benefits do not exceed the transaction costs. That said, how has microfinance been so successful?
Microfinance institutions exist in many forms — credit unions, commercial banks and, most often, non-governmental organizations (NGOs). Many microfinance institutions (MFIs) use social collateral in the form of peer groups to ensure loan repayment. Borrowers take out loans in groups of five to eight individuals. If a borrower defaults on her loan, the entire group typically is penalized and sometimes barred altogether from taking further loans. This peer pressure encourages borrowers to be very selective about their peer group members and to repay loans in full and on time, resulting in the higher than 95 percent repayment rates industry-wide.
Microcredit loan cycles are usually shorter than traditional commercial loans — typically six months to a year with payments plus interest, due weekly. Shorter loan cycles and weekly payments help the borrowers stay current and not become overwhelmed by large payments.
Clearly the transaction-intense nature of weekly payment collections, often in rural areas, is more expensive than running a bank branch that provides large loans to economically secure borrowers in a metropolitan area. As a result, MFIs must charge interest rates that might sound high — the average global rate is about 35 percent annually — to cover their costs.
For a financial institution to scale and remain sustainable, at a bare minimum it has to cover its costs. In the example below, a large bank (big lender) can charge anything over 14 percent to recoup its costs, whereas the MFI has to charge a rate of at least 31 percent to cover its costs.
INDIA HARD FACTS ! !
The Need in India
* India is said to be the home of one third of the world’s poor; official estimates range from 26 to 50 percent of the more than one billion population.
* About 87 percent of the poorest households do not have access to credit.
* The demand for microcredit has been estimated at up to $30 billion; the supply is less than $2.2 billion combined by all involved in the sector.
* About 87 percent of the poorest households do not have access to credit.
* The demand for microcredit has been estimated at up to $30 billion; the supply is less than $2.2 billion combined by all involved in the sector.
GRAMEEN BANK - A PROJECT WORTH IMITATING IN INDIA!!
GRAMEEN BANK is a non-coventional banking organisation founded by MR.MUHAMMAD YUNUS, a BANGLADESHI and now a NOBEL LAUREATE who was awarded NOBEL PEACE PRIZE for 2006.
BANGLADESH,erstwhile east pakistan, was created after INDO-PAK war in 1971.BANGLADESH separated from bengal province of INDIA during partition of INDIA in 1947.Liberation of BANGLADESH was a major blow to TWO NATION THEORY of MR. JINNAH,creator of PAKISTAN.However after liberation,BANGLADESH as a nation comprised of Muslims majority population which was illiterate and depended heavily on agriculture.The situation in BANGLADESH was no different at the time of independence than at time of partition. Politically ,too,BANGLADESH has had turbulent past surviving years of dictatorship.
Democracy,still in its early stages, is far from being mature democracy as in INDIA.With all these factors it was no surprise that BANGLADESH was considered to be one of the poorest and least developed nations in the world.
GRAMEEN BANK ,literally meaning -rural bank, was founded in BANGLADESH with an intention to help the average bangladeshi to become self reliant and independent. MR. MUHAMMAD YUUNUS, founder of GRAMEEN BANK, after finishing his education returned to his home country and decided to venture into a project - to provide loan to the poorest especially women to start their own business to help support themselves and their family.The amount given as a loan was small and most importantly it was given without any collateral. This was a revolutionary approach and contrary to the system of conventional banks.This helped these poor people who now had some money at hand without the exuberant interest rates of private money lenders.This system of finance-microfinance did wonders to lives of these poor people who grabbed the opportunity with both hands and did their best.This project has been hugely successful in the world and more so in BANGLADESH. This project has by now transformed the lives of millions of poor Bangladeshis.Impressed by the success of GRAMEEN BANK GOVERNMENT OF BANGALADESH pitched in and provided state funding.MR.MUHAMMAD YUNUS got the due recognition and was awarded NOBEL PEACE PRIZE for 2006.Now the UN has decided to start similar projects world over as part of poverty alleviation policy. Other voluntary organisations are also implementing such projects world over including INDIA.
Interestingly, when the conventional financial institutes are worried about repayment of loans provided by them after collateral guarantees the repayment history of GRAMEEN BANK and similar micro finance organisations has been more than 95% and in some cases 100% -all this without collateral.
In INDIA similar microfinance organisations are working for the upliftment of the poor in INDIA.But the sheer size of the needy population is a big hindrance for their work to show any significant impact.
BANGLADESH,erstwhile east pakistan, was created after INDO-PAK war in 1971.BANGLADESH separated from bengal province of INDIA during partition of INDIA in 1947.Liberation of BANGLADESH was a major blow to TWO NATION THEORY of MR. JINNAH,creator of PAKISTAN.However after liberation,BANGLADESH as a nation comprised of Muslims majority population which was illiterate and depended heavily on agriculture.The situation in BANGLADESH was no different at the time of independence than at time of partition. Politically ,too,BANGLADESH has had turbulent past surviving years of dictatorship.
Democracy,still in its early stages, is far from being mature democracy as in INDIA.With all these factors it was no surprise that BANGLADESH was considered to be one of the poorest and least developed nations in the world.
GRAMEEN BANK ,literally meaning -rural bank, was founded in BANGLADESH with an intention to help the average bangladeshi to become self reliant and independent. MR. MUHAMMAD YUUNUS, founder of GRAMEEN BANK, after finishing his education returned to his home country and decided to venture into a project - to provide loan to the poorest especially women to start their own business to help support themselves and their family.The amount given as a loan was small and most importantly it was given without any collateral. This was a revolutionary approach and contrary to the system of conventional banks.This helped these poor people who now had some money at hand without the exuberant interest rates of private money lenders.This system of finance-microfinance did wonders to lives of these poor people who grabbed the opportunity with both hands and did their best.This project has been hugely successful in the world and more so in BANGLADESH. This project has by now transformed the lives of millions of poor Bangladeshis.Impressed by the success of GRAMEEN BANK GOVERNMENT OF BANGALADESH pitched in and provided state funding.MR.MUHAMMAD YUNUS got the due recognition and was awarded NOBEL PEACE PRIZE for 2006.Now the UN has decided to start similar projects world over as part of poverty alleviation policy. Other voluntary organisations are also implementing such projects world over including INDIA.
Interestingly, when the conventional financial institutes are worried about repayment of loans provided by them after collateral guarantees the repayment history of GRAMEEN BANK and similar micro finance organisations has been more than 95% and in some cases 100% -all this without collateral.
In INDIA similar microfinance organisations are working for the upliftment of the poor in INDIA.But the sheer size of the needy population is a big hindrance for their work to show any significant impact.
Friday, November 24, 2006
INDIA is ROCKING!!
YES, my FRIENDS,
INDIA is ROCKING and so re INDIANS. This fact is amply highlighted by ANNUAL REPORT about richest people on earth.This list includes awesome number of INDIANS owning awesome amount of money.INDIA's rising fortunes are underscored by the increasing prosperity of its wealthiest citizens. Members of our third annual ranking of India 's 40 richest businesspeople are worth a collective $170 billion, up from $106 billion last year. India 's top ten, worth $112 billion, account for two-thirds of that wealth. This list includes 40 INDIANS from diverse group of companies.
But this is not going to be sufficient ; INDIA can not become a superpower or a developed nation by having few people having maximum money. That will require more and more INDIANS becoming more and more self sufficient and independent.
INDIA is ROCKING and so re INDIANS. This fact is amply highlighted by ANNUAL REPORT about richest people on earth.This list includes awesome number of INDIANS owning awesome amount of money.INDIA's rising fortunes are underscored by the increasing prosperity of its wealthiest citizens. Members of our third annual ranking of India 's 40 richest businesspeople are worth a collective $170 billion, up from $106 billion last year. India 's top ten, worth $112 billion, account for two-thirds of that wealth. This list includes 40 INDIANS from diverse group of companies.
But this is not going to be sufficient ; INDIA can not become a superpower or a developed nation by having few people having maximum money. That will require more and more INDIANS becoming more and more self sufficient and independent.
Wednesday, November 22, 2006
Tuesday, November 21, 2006
HEALTH INDIA !
You will see whole of INDIA is in RED that means INDIA in spite of all its so called progress , is still a long way from even being average in terms of health care !! Hoe re we going to achieve it ? Do u think only government efforts can make it possible?
Tuesday, November 14, 2006
DO THESE PICTURES MAKE YOU FEEL PROUD ON CHILDREN'S DAY?
This is a sorry situation of underpreviledged children inINDIA ! These pictures speak for themselves! I dont need to explain it. Everyone says INDIA's potential is in its YOUTH , the young population , which is the most dependable and the most productive population in demography.How this population is going to build strong future for INDIA when their own life is spent on effort to make both ends meet ! These children are in most cases doing this not willingly butas a compulsion .Dont we need to do something to abolish it? I dont think laws banning CHILD LABOUR have failed miserably to abolish CHILD LABOUR from INDIA. So citizens need to take an initiative to do this. Through this blog I wish to invite suggestons to abolish this menace from society.
So do send your valuable suggestions!!!!
Saturday, November 11, 2006
SUPREME COURT OF INDIA IS RUNNING THE COUNTRY!!
Recent article in TIME magazine has brought in focus this matter.Yes, there is every reason to believe that SUPREME court of INDIA is running the country.And no, it is not by choice but by default.When the elected Representatives that includes all politicians of this great country forget their duty and keep personal and electoral gains above the interest of common man; someone has to pitch in and reassure the average INDIAN .The SUPREME COURT OF INDIA and the other judicial machinery has actively pitched in to undo wrongdoings of other two pillars of INDIAN democracy - bureaucracy and elected representatives.
On more than few occasions, supreme court overruled the decisions taken by bureaucracy and elected representatives, citing interest of common man at large!
These are a few examples to quote a few :
1) Delhi high court whipped (verbally) the police investigating JESSICA LAL murder case and directed the police to reopen the case and do fresh and sincere investigation into the case to nail the culprit.
2) SUPREME COURT , giving judgement, ordered the DELHI MUNICIPAL CORPORATION to seal all illegal residential and commercial buildings an DELHI. This was done in larger public interest when the official machinery and the elected representative in DELHI were going out of the way to protect these illegal structures.
3) Increase in reservation quota in educational institutes and - both government and private ; and job reservations in private sector. Had it not been the order passed by supreme court in which it ordered the government to justify increase in reservations , government , in all probabilities would have passed the law by now.
There are many such examples which justify the question raised by TIME magazine.
At this point I just wish to ask you all : Imagine , just imagine what would have happened to this great country if judiciary wouldn't have been active? The fallout have been unthinkable.
Thanks to the foresight of our forefathers who created a strong judiciary system in INDIA!!!!!
Recent article in TIME magazine has brought in focus this matter.Yes, there is every reason to believe that SUPREME court of INDIA is running the country.And no, it is not by choice but by default.When the elected Representatives that includes all politicians of this great country forget their duty and keep personal and electoral gains above the interest of common man; someone has to pitch in and reassure the average INDIAN .The SUPREME COURT OF INDIA and the other judicial machinery has actively pitched in to undo wrongdoings of other two pillars of INDIAN democracy - bureaucracy and elected representatives.
On more than few occasions, supreme court overruled the decisions taken by bureaucracy and elected representatives, citing interest of common man at large!
These are a few examples to quote a few :
1) Delhi high court whipped (verbally) the police investigating JESSICA LAL murder case and directed the police to reopen the case and do fresh and sincere investigation into the case to nail the culprit.
2) SUPREME COURT , giving judgement, ordered the DELHI MUNICIPAL CORPORATION to seal all illegal residential and commercial buildings an DELHI. This was done in larger public interest when the official machinery and the elected representative in DELHI were going out of the way to protect these illegal structures.
3) Increase in reservation quota in educational institutes and - both government and private ; and job reservations in private sector. Had it not been the order passed by supreme court in which it ordered the government to justify increase in reservations , government , in all probabilities would have passed the law by now.
There are many such examples which justify the question raised by TIME magazine.
At this point I just wish to ask you all : Imagine , just imagine what would have happened to this great country if judiciary wouldn't have been active? The fallout have been unthinkable.
Thanks to the foresight of our forefathers who created a strong judiciary system in INDIA!!!!!
Friday, November 10, 2006
their effort has paid off! INDIAN government has principally agreed to defer reservations in private institutes and companies.It seems that good sense has prevailed finally.I just wish to ask all these vote hungry politicians of INDIA - WOULD IT HAVE BEEN POSSIBLE TO CREATE WORLD CLASS COMPANY LIKE INFOSYS HAD THERE BEEN RESERVATIONS AND MERIT NOT BEING THE SOLE CRITERIA FOR SELECTION? WE RE HERE ONLY BECAUSE OF OUR MERIT AND NOTHIG ELSE.The moment we put caste or anything else above merit we shall lose the competitive edge over others. Dont u agree with me ?
Monday, November 06, 2006
fellow indians,
i have created this blog with a special intention and that is what i am goin to share with u today.
INDIA is a country with rich indeed very rich history.Ours is a country with one of the most ancient civilizations.INDIA is now getting its due recognition that it deserves , thanks to young generation of INDIANS.However there is a long way to go before INDIA becomes a superpower.
Every other developed nation nation has started taking note of INDIA.Yes INDIANS have arrived and arrived with a bang! I feel this momentum needs to maintained .This blog is created to discuss the same thing. I remember my teacher DR. K.J.SREENIVAS in my first year who used to say that the best to do your due as a doctor is treat one needy patient free of cost every day.Thats all ! We never really believed that this will make any big difference! But today i realise how big a contribution this can make ! This is what i wish ti hilight here , its really not necessary to go out of the way to contribute to the society at large. There is very little effort needed to give that final boost to catapult this great nation into superpower. For a population of a billion ther re a billion simple ways to do this !But everybody needs to contribute to this, mind u everyone of you.
so lets do it ! JUST DO IT!!!
i have created this blog with a special intention and that is what i am goin to share with u today.
INDIA is a country with rich indeed very rich history.Ours is a country with one of the most ancient civilizations.INDIA is now getting its due recognition that it deserves , thanks to young generation of INDIANS.However there is a long way to go before INDIA becomes a superpower.
Every other developed nation nation has started taking note of INDIA.Yes INDIANS have arrived and arrived with a bang! I feel this momentum needs to maintained .This blog is created to discuss the same thing. I remember my teacher DR. K.J.SREENIVAS in my first year who used to say that the best to do your due as a doctor is treat one needy patient free of cost every day.Thats all ! We never really believed that this will make any big difference! But today i realise how big a contribution this can make ! This is what i wish ti hilight here , its really not necessary to go out of the way to contribute to the society at large. There is very little effort needed to give that final boost to catapult this great nation into superpower. For a population of a billion ther re a billion simple ways to do this !But everybody needs to contribute to this, mind u everyone of you.
so lets do it ! JUST DO IT!!!
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